INCOME DOCUMENTATION METHODS

There are various ways to document your income to a mortgage lender. Each type has a link to a page giving a more in-depth explanation.

Full Documentation (Full Doc) - This is the most common form of income documentation and will get you the best rate and terms.

Stated Income - This is common for self employed and commissioned borrowers as they can get a mortgage without providing extensive documentation such as tax returns, normally required for these borrowers.

No Documentation (No Doc) - This is in essence a signature loan for a home offered to those with stellar credit ratings.

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